If I had £14m, which is unlikely happy to happen especially since I do not play the lottery or gamble in any way, I would certainly be set up for life. I would firstly ensure the few people who have really supported me are rewards and any old debts I may have are cleared. I would not move home because I am very happy where I am but I would make my home a wondrous place.

I would start funding my own support so I was truly independent from the state or anyone else. Then I would spend more time travelling and visiting all those places I always wanted to visit to enrich my soul. Then it will be back to work and using my money to make a bigger difference in the lives of many other people.

If you like what I say, have a look at my site at www.simonstevens.com or follow me on twitter, @simonstevens74, or even leave me feedback on +44 (0)121 364 1974 or email simon@simonstevens.com